Loan Growth • Lead Gen Leasing Solutions

Credit Union Partners

4 Million+

Members Served

$7 Billion+

Loans Funded


The leading full-service auto lending solution for credit unions since 1999.

GrooveCar Direct

Our customizable auto-buying platform enhances our partners' ability to secure loans while offering the value and guidance their members seek.

CU Xpress Lease

The nation's premier auto lease program with a portfolio in excess of $4 billion and 105,000 leases.

GrooveCar - News

Why Do So Many Credit Unions Offer a Lease Product?

31% of new cars sold are leased, providing the opportunity for incremental loan growth.

“ The Federal Reserve has raised interest rates three times in 2018 and is expected to increase them further in 2019. This has increased the average APR on a vehicle loan in September to 5.8%, compared with 4.8% a year ago. Rising interest rates increases the monthly cost of a new vehicle, making leases a more appealing option for your members who are seeking lower payments. ”

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